RENTERS INSURANCE
Renter's Insurance Coverage from Fountain Valley, CA Insurance Agency
If you rent an apartment or house you need a renter's insurance policy
to protect your personal belongings. Your landlord might have insurance on the property, it only protects the structure. Your belongings are not covered under those policies.
Renters insurance to replace what is damaged or stolen.
The renters' insurance policy covers your personal possessions against losses from fire or smoke, lightning, vandalism, theft, explosion, windstorm, and water damage from plumbing.
Please note renters insurance does not cover floods, earthquakes or routine wear and tear. You can buy separate coverage or policies for flood and earthquake damage.
Additional living expenses will be covered if you are driven out of your rental unit because of a disaster.
Renters insurance pays the reasonable additional costs of temporarily living away from your home if you can't live in it due to a fire, severe storm or other insured disaster. The rental policy coverage for additional living expenses differs from company to company. This may pay for hotel bills, temporary rentals, restaurant meals and other living expenses.
Please note renters insurance does not cover floods, earthquakes or routine wear and tear. You can buy separate coverage or policies for flood and earthquake damage.
Additional living expenses will be covered if you are driven out of your rental unit because of a disaster.
Renters insurance pays the reasonable additional costs of temporarily living away from your home if you can't live in it due to a fire, severe storm or other insured disaster. The rental policy coverage for additional living expenses differs from company to company. This may pay for hotel bills, temporary rentals, restaurant meals and other living expenses.
How much renters' insurance do you need?
Take some time to make a list and estimate the cost to replace your personal belongings if damaged or stolen.
This will also make filing a claim easier. If possible, try to have model numbers, dates and places of purchase. Use your cell phone or digital camera for photographs or make a video with a magazine or newspaper for a date and time stamp.
This will also make filing a claim easier. If possible, try to have model numbers, dates and places of purchase. Use your cell phone or digital camera for photographs or make a video with a magazine or newspaper for a date and time stamp.
Contact us
today and let us help you select the appropriate renters' insurance coverage.
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